How much do you owe on your Tacoma?

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Tyler

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I’m just curious. Post up your truck year, what the sticker price was, and how much you have left on it. You obviously don’t need to reply if you aren’t comfortable sharing.

2017 OR DCLB, bought new summer 2017 as a lease with intent to buy. Bought it around a year or so later. $38k sticker. $28.9k left on it.

I’m wasn’t in a rush to pay it off, however due to our choice to live out of it full-time, I may start throwing larger payments at it to pay it off early and truly have a minimal “cost of living” while on the road.
 

mjstacoma

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Leased, about a year left then the real payments come, Did it for cheaper payments in the beggining, Not the smartest move, But its worked out so far.
Sticker was $39,985 and after all is said and done i should pay about 26k for the truck after the lease is over.

Dont ask me how my SR5 was 40k, I cant explain and i dont think anyone can.
 

Tyler

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Leased, about a year left then the real payments come, Did it for cheaper payments in the beggining, Not the smartest move, But its worked out so far.
Sticker was $39,985 and after all is said and done i should pay about 26k for the truck after the lease is over.

Dont ask me how my SR5 was 40k, I cant explain and i dont think anyone can.
I also started with a lease just to have lower payments at first, lol.
 

mjstacoma

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I also started with a lease just to have lower payments at first, lol.
IM NOT THE ONLY ONE!!!!
Howd it go in the end? Dont really know what to expect
 

3cent.Taco

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I can't remember exactly what the sticker said, but I got my '18 TRD Pro for $43k + traded in my '15 Tundra. I took the first year making minimum payments, but I've been pushing payments hard since last year I wasn't able to get 0% on the Pros so, I have a little less than $12k left. I'm hoping to finish by the end of the year!
 

Tyler

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IM NOT THE ONLY ONE!!!!
Howd it go in the end? Dont really know what to expect
Worked out fine to me. I’m sure some financial guru would say it’s dumb. But I did just fine this way.
 

black_taco

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Leased my 2018 SR5. I think it was around $36k. I traded in my 2017 Camry and paid the 3 year lease in full upfront which was $13k or so. Been loving the no payments for the past two years. I don’t want to find out what the payments are going to be next year when I buy it out.
 

Tyler

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Leased my 2018 SR5. I think it was around $36k. I traded in my 2017 Camry and paid the 3 year lease in full upfront which was $13k or so. Been loving the no payments for the past two years. I don’t want to find out what the payments are going to be next year when I buy it out.
Not a bad move!
 

smithcam

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2016, bought Nov 2015. shits been paid off for a few years now. its nice to be out from under a vehicle payment.
I second that one man. I purchased mine back in March of 2019 for 35,600$ +tax/fees came out to right around 40k. Got a good rate for my poor credit at 1.9% and I put 30k down and financed 10k to help build credit before I bought my house. I cant wait to get rid of the payment, only a few months left to free up some cash flow for more upgrades haha.
 

Tyler

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I second that one man. I purchased mine back in March of 2019 for 35,600$ +tax/fees came out to right around 40k. Got a good rate for my poor credit at 1.9% and I put 30k down and financed 10k to help build credit before I bought my house. I cant wait to get rid of the payment, only a few months left to free up some cash flow for more upgrades haha.
That’s nice.

Reminds me of a family member that sold their late father’s house a few weeks ago. The buyer paid $400k in cash and used a loan on the remaining $125k. Wild.
 

XxMagpulxX

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I think I have 2 years left to pay. I dont remember the price out the door. I wanna say it was somewhere around 38-39k. I do remember thinking that if it was going to be much more, either the Diesel Colorado or a Lexus was going to start being an option. Good thing I have wanted one of these thing since I was in high school. I dont regret buying it and will probably drive it until it dies.
 

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I think I have 2 years left to pay. I dont remember the price out the door. I wanna say it was somewhere around 38-39k. I do remember thinking that if it was going to be much more, either the Diesel Colorado or a Lexus was going to start being an option. Good thing I have wanted one of these thing since I was in high school. I dont regret buying it and will probably drive it until it dies.
I remember thinking I should check the Tacoma prices after I didn’t find the Jeep Wrangler I wanted. Of course the Tacoma would be cheaper than an expensive Jeep, right?

Nah, still $38k, lol.
 

Tyler

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Like 25k? Hell idk I don’t pay the bills- wife does that lol
Automatic payments through my banking app for me. I don’t even know I’m paying the truck off or any of my other bills.

I remember growing up and watching my parents mail their checks out for each individual bill like cavemen. Ah, I love being 28, lol.

AND THE CREDIT CARD STAMPING MACHINES AT THE STORE! Those were cool.
 
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